业主如果未能按时交房贷，就会面临丧失抵押品赎回权的危险。If homeowners can't keep up the payments, they face foreclosure.银行取消了他先前住房的抵押赎回权。The bank foreclosed on the mortgage for his previous home.并不是所有未按时还债的情形都会导致丧失抵押品的赎回权。Not all delinquencies...

“赎回”的英语可以翻译为：atone for，ransom，[经] redeem，satisfaction，redemption ...